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Loan Agencies

YouLend

YouLend is a loan agency based in London, England. They offer financial services to individuals and businesses in need of funding. With a focus on providing quick and easy access to loans, YouLend is committed to helping their clients achieve their financial goals.

Introduction to YouLend

YouLend is a loan agency based in London, England. The company was established with the aim of providing financial services to individuals and businesses in need of loans. What makes YouLend unique is that they have a simplified and faster loan application process. The company also offers competitive interest rates and flexible repayment terms.

Services & Products

YouLend provides a range of services, including short-term loans, bridging loans, and invoice financing. The company allows clients to borrow from £10,000 to £10 million, depending on their needs. The loans are available for both individuals and businesses and can be used for various purposes such as property development, working capital, and business expansion.

Location

YouLend is located in the heart of London, specifically at 90 High Holborn. The area is known for its bustling business community, with many financial services companies located nearby. Customers can expect a bustling atmosphere in the area, with plenty of restaurants and coffee shops. The closest public transportation options are Holborn Station (0.2 miles), Chancery Lane Station (0.3 miles), and Farringdon Station (0.5 miles).

Benefits

Customers should choose YouLend for their financial needs because the company offers a fast and straightforward loan application process. The company also has a team of experienced professionals who can provide personalized financial advice to clients. Additionally, YouLend offers competitive interest rates and flexible repayment terms, making them an attractive option for those in need of financial assistance.

Good to Know

Customers should be aware that YouLend is a regulated company, authorized and regulated by the Financial Conduct Authority (FCA). This means that the company is subject to strict regulations and rules, ensuring that customers are protected.

Reviews

Customers have praised YouLend for their excellent customer service and fast loan processing times. Many have also commented on the competitive interest rates and personalized financial advice provided by the company. Overall, YouLend has received positive reviews from their customers.

Amenities

  • amenity
    loan
  • amenity
    credit card
  • amenity
    online banking
  • amenity
    investment advice
  • amenity
    financial planning
  • amenity
    insurance
  • amenity
    mortgage
  • amenity
    cash advance
  • amenity
    debt consolidation

FAQ

What types of loans do you offer?

We offer a variety of loans including personal, business, and student loans. Our loans range from small to large amounts, and we work with our customers to find the best loan for their needs.

What are the interest rates for your loans?

Our interest rates vary depending on the type of loan and the customer's credit history. We offer competitive rates and work with our customers to find the best possible rate for their loan.

What is the application process for a loan?

Our application process is simple and straightforward. Customers can apply online or in-person, and we require basic personal and financial information. We then review the application and make a decision on the loan within a few business days.

What are the requirements for loan approval?

The requirements for loan approval vary depending on the type of loan and the customer's credit history. Generally, we look for a good credit score, steady income, and a manageable debt-to-income ratio. We work with our customers to find the best loan option for their financial situation.

What happens if I miss a loan payment?

If a customer misses a loan payment, we will work with them to find a solution. We understand that financial situations can be unpredictable, and we want to help our customers avoid defaulting on their loans. Depending on the situation, we may offer a payment plan or other options to help the customer get back on track.

Reviews

  • Interbrosis Corporation

    If I can I will give them 0 stars… irresponsible waste of my time on their part. They approve me, Offer me the offer and the contract and then stop there and neither respond to emails nor notify me of rejection after they have already approved me and even offered me an offer... Absolute liars. Do not be misled, this is my advice. You will only waste your time, and in this case, my money.

    21-05-2023
  • Hubert Piotr

    (Translated by Google) Mess, staff incompetence and poor communication. (Original) Bałagan , niekompetencja pracowników i słaby kontakt.

    14-05-2023
  • Team House of Bellona

    No customer service at all. I am waiting for my loan for 2 weeks now, aomething is going wrong, no one communicates, they take money but did not transfer the loan!

    14-05-2023
  • Farid Irani

    Don’t get any money from here. When you work out you’re paying back with nearly 40% interest. NOT WORTH AT ALL

    07-05-2023
  • Kassh Ikks

    Terrible computer generic emails which mislead customers on eligibility.

    07-05-2023
  • seba Kuracka

    07-05-2023
  • A Rogers

    Glad I pulled out at the last minute… the constant emails and calls I was getting for me to sign the agreement. Done research and it’s extortion interest they’re charging. Plus all of your card sales go to them and you have no control of what happens Avoid folks if you can !!!

    30-04-2023
  • Inga Saskova

    I gave my first very positive review as many reviews on here were not justified saying that charging 20% is alot, not realising it is 20% from sales which includes interest and initial money borrowed. I think it worked out 11% in interest for me. Have no issue with that, but.... 1. You will not be allowed to go on Holiday. If you are sole trader and go away for Xmas for two weeks with autoreply on eBay about being away, they will start chasing you for not receiving money for two weeks despite the fact that you are not overdue on your loan overall. 2. Once this chasing starts, they add a line on your Credit file with wrong start date. Mine says July 2022, despite the fact that I got loan only in October 2022. And this line about owing mystic £170 is still there. 3. Loan is for strange date. Settlement date is 8 months and 1 week. 4. There is a projection amount which completely baffles me and keeps saying I am not on track. Upon signing this contract it says that loan needs to be repaid by June 2023, so we are now in March 2023...repaid 70%, and it still says I am behind projection by approximately 20%. Loan to be repaid in 8 months is actually loan for around 6 months according to projection.

    28-04-2023
  • Sam

    Running 2 businesses I was approached via Just-Eat for cash injection for the business by You Lend which was great. Initially I was offered 3k to invest in the business but later on it was reduced to 1k. The arrangement was to pay 3% fixed fee which was OK. After going through application they wanted me to change bank account for all my online sales platforms so all funds going to their account which seemed wrong. Obviously I refused and they set up DD. Cut the story short I was paying over £200 a week for 1k loak. Finally I ended up paying £1300 just over a month for 1k loan. SHARK LOAN is cheaper so my advice is to AVOID THIS COMPANY! Trustpilot reviews

    28-04-2023
  • Calin Sasaran

    Shambles

    28-04-2023